Avoid Foreclosure with Chapter 13

One of the most important features of Chapter 13 is that you can save your home. By filing Chapter 13 you can stop the foreclosure that is already underway and make up the missed payments through the court approved and trustee supervised repayment plan. A Chapter 7 does not offer this feature. If you file Chapter 7 and want to keep your home you must pay all of the arrearages at once before you file.